Insurance Basics

Health, dental, flood, disability and pet insurance: how long waiting periods last and how to avoid getting caught without coverage.

Premium, coinsurance, exclusion, endorsement: a plain-English glossary of the insurance terms that show up in your health, auto and home policies.

How to judge an insurer before you buy: use J.D. Power studies, the NAIC complaint index, AM Best ratings and your state…

Freelancing or driving for apps? Your insurance options for health, disability, liability, rideshare auto and small business coverage, explained.

From telematics to roof upgrades and alumni groups, these 15 insurance discounts can lower your auto, home and renters premiums. Here’s how…

Clear answers to the most common insurance questions about premiums, deductibles, claims, rate increases, cancellations and switching insurers.

How insurance deductibles work for health, auto and home, and how to decide whether a higher or lower deductible makes sense for…

Can you have multiple insurance policies? Yes, but how they pay differs for health, life, auto and home. Learn the rules before…

Weak financial ratings, high complaint counts, pressure sales and prices that seem too good to be true. Spot these insurance red flags…

Insurance agents represent insurers; brokers represent you. Learn how each is paid, who they work for, and which one fits your coverage…